Tuesday, 8^th April, 2025

Bible Reading: Deuteronomy 28: 11-12

Memory Verse:  The rich rules over the poor, And the borrower is servant to the lender. Proverbs 22:7 (NKJV)

As the world radically change on a daily basis, coming out with a good grade from a school does not guarantee financial success. Infact, it is often said that most first class brains are hired by third class students who leveraged on entrepreneurship. With the advent of AI, the number of professionals needed in many sectors will be greatly reduced. Hence, a need to sharpen your financial intelligence. Avenues to doing this include:

6. Train your mind: Your biggest asset is your mind. Many individuals watch opportunities with their eyes, but if you train your mind, you can see opportunities with your mind. If you train your mind well, it can create enormous wealth. Great opportunities are not seen with your eyes; they are seen with your mind. You can see many more opportunities with your mind than many people miss with their eyes. It is not rocket science, you just need to train your mind by reading and mentorship. 

7. Learn technical skills: Your financial IQ will be raised by learning these four technical skills:

I. Accounting: This is your ability to read numbers. If you want to build an empire, then this is an essential skill. By learning this skill, you will be able to understand the strengths and weaknesses of a business.

II. Investing: It is the science of making money.

III. Understanding markets: This is the science of supply and demand.

IV. The Law: A person who knows the law of tax advantages and corporations can get rich faster than others.

8. Learn to manage risk: Investment is not risky, not knowing the investment is risky. If you want to reduce the risk, then increase your knowledge. This knowledge will not come by going to college, it will come by reading books or sitting with people who know how to invest.

9. Learn management: The main management skills are: management of cash flow, management of system, management of people. Sales and marketing are the most essential skills. The ability to sell and the ability to communicate with another human being, be it a customer, employee, fiancé, friend, or child, is a basic skill of personal success.

Quotes on finances:

I. How you spend is more important than what you earn.

II. Savings is good, investment is better. With knowledge and discipline, your savings could roll over into an enviable investment. 

III. There are three ways by which you make money: Earning (e.g. paid job), Portfolio (e.g. stocks), and Assets/Cash flow (e.g. properties).

IV. The rich invest their money and spend what is left. The poor spend their money and invest what is left.

V. Financial literacy include banking, debt, money, budgeting, saving, and investing for the future.

Prophetic Decree: Above all things, may you prosper materially and be in good health, even as your soul prospers, in Jesus name 

Prayer Focus 

1. Lord Jesus, walk back into my foundation and release unto me the sceptre of prosperity in my lineage, in Jesus name. 

2. Garment of poverty, ill luck, rising-and-falling, and retarded progress upon me, catch fire, in Jesus name. 

3. Any curse upon the works of my hands, be broken by the power in the Blood of Jesus, in Jesus name.

4. I pronounce the blessing of God upon my hands, in Jesus name. 

5. The glory bequeathed unto my lineage from the foundation of the earth which my forefathers have sold out, be restored in seven folds, in Jesus name. 

BIBLE IN ONE YEAR: 1 Samuel 1-3